Flo and Jamie

Flo and Jamie are two Progressive Insurance employees who lead in a number of commercials for the company. Over the years they’ve displayed myriad ridiculous insurance themed abilities and have shown that they’re more than just soulless advertising tools but in fact deceptively deep characters. Despite being unpopular in school and having a terrible family life, Flo is the perpetually peppy Progressive spokeswoman who’s been establishing lore for the last 15 years. She is seemingly in charge at the Progressive store, but her rank is never established. She’s shown a number of supernatural abilities over the years, though the source of her powers has never been elaborated upon. Whether it be magic, the nature of the universe, or just the power of insurance is up to the viewer to decide. Jamie is the low man on the totem pole around the Progressive store and Flo’s most common partner. He has a vibrant life outside of work and takes the disrespect he gets from his coworkers in stride, probably because of his diverse skillset, beautiful family, and adventurous lifestyle.

Flo - Physicals

• Flo deflects two thrown papers. (source) (Agility)
• Flo catches a baseball without looking. (source) (Agility)
• Flo carries three bags of concrete while larger men carry one. (source) (Strength)

Flo - Stealth/Appearing in Places

• Flo teleports to a man’s location after he calls her. (source)
• Flo hides in a child’s closet. (source)
• Flo appears in a shower. (source)
• Flo walks up without being noticed. (source)
• Flo appears between a young woman and the guy she likes. (source)
• Flo slides down a chimney to reach a man. (source)
• Flo appears from beneath the sand right next to a lady at the beach. (source)
• Flo lowers herself into a man’s office a la Mission Impossible. (source)

Flo - Reality Warping/Other Supernatural Abilities

• Lying in front of Flo seems to cause pants to ignite. (source)
• Flo predicts the future. (source)
• Flo seems to summon Smash Mouth. (source)
• Flo pulls a side mirror, a window, an employee, and a clone of herself from her apron. (source)

Flo - Immortality

• Flo is put to death in 1192 Central Asia, 1459 England, 1680 New England. (source)
• Flo seemingly existed in the early to mid twentieth century (first appearance). (source)
• Flo seemingly existed in the early to mid twentieth century (second appearance). (source)

Flo - Skills

• Flo convinces two people to come out of a trailer. (source) (Charisma)
• Flo stops a brawl from breaking out. (source) (Charisma)
• Work trucks and vans follow Flo on her morning power walk because they love her insurance so much. (source) (Charisma)
• Flo seems to be an experienced plumber. (source) (Mechanical)

Flo - Equipment and Vehicles

• Flo has a boat, and a very large number of boats seem to be named after her. (source)
• Flo has at least four motorcycles and knows how to ride them well, even doing a jump. (source)
• Flo demonstrates more motorcycle action, including an off-screen cactus jump. (source)
• Flo has goggles that can scan insurance and give information on people. (source)

Flo - Reputation and Reactions

• People are offended by Flo and wouldn’t want their children to see her. (source)
• Other insurance companies tell their customers not to talk to people like Flo. (source)
• Flo makes a concerned mother cover her child’s ears just by describing insurance. (source)

Flo - Miscellaneous

• Flo lives on Unicorn Way in North Savings-something and is 5'6". (source)
• Flo was forced to be a maid in a commercial/sit-com universe where only she realized something was wrong. (source)
• Flo can communicate with an isolated group of insurance-speakers. (source)
• Flo was lost on an island for at least a bit. (source)
• Flo knows Bigfoot. (source)
• Flo wants to shout from the top of a mountain of her numerous social media friends. (source)
• Flo speaks Korean. (source)

Jamie - Physicals

• Jamie dodges Sonic as the hedgehog barrels through the store. (source) (Agility)
• Jamie chugs dozens of cartons of milk despite being lactose intolerant. (source) (Willpower)
• Jamie runs with a motorcycle over an undetermined distance. (source) (Endurance)

Jamie - Skills and Abilities

• Jamie can ride a motorcycle. (source)
• Jamie has at least some knowledge of Victorian architecture. (source)
• Jamie is seen climbing a mountain, giving a tattoo, dancing in a professional ballet, and running from an explosion. (source)
• Jamie is a lawyer in Stockholm. (source)
• Jamie was involved in a soccer Cinderella story and took part in a Muay Thai kumite. (source)
• Jamie is shown coaching an A Cappella group. (source)
• Jamie is a talented guitar player and singer (possibly in Italian). (source)
• Jamie can speak motorcycle. (source)

Jamie - Miscellaneous

• Jamie can hear ghosts that the others can’t. (source)
• Jamie has four children and a French wife. (source)
• After just selling a mother insurance, Jamie moves his way in with the family smoothly. (source)
• Jamie seems to have a PhD and may be a professor at a college graduation. (source)

The Team and General Progressive Abilities

• The team appears out of a cornfield and scares a man who might need insurance help. (source) (Stealth)
• The team stands outside all day protecting properties that use their insurance. (source) (Endurance)
• Jamie and Flo hijack every communication device in the world to broadcast a message. (source) (Intelligence)
• Mentioning or thinking about Progressive products can cause reality to start changing around you to become more Progressive (example 1). (source) (General)
• Mentioning or thinking about Progressive products can cause reality to start changing around you to become more Progressive (example 2). (source) (General)
• Jamie and Flo ride around at night fixing people’s property and giving them money. (source) (General)
• The team passes a bottle of mustard around from distant locations while transforming it. (source) (Magic?)

Base of Operations

• There’s a Flo-bot at the base. (source)
• The Flo-bot shorts out when it gets wet. (source)
• The service center is full of seductive hunks. (source)
• The base/board can turn off gravity and communicate. (source)
• The base/board can atomize a person. (source)
• A centaur works at the store. (source)
• Security and decontamination procedures at the base seem solid. (source)

Canon

• Flo and Jamie interact with Sonic the Hedgehog. (source)
• Flo and the Progressive store seem to be tiny and inside of a man’s phone. (source)
• Flo shows up in the real world and surprises people. (source)
• Flo exists in the same reality as the Kool-Aid Man, and insures his family’s home. (source)
• Flo interacts with Minions from the Despicable Me universe. (source)
• Flo has been on Maury. (source)